Features

One ledger for the home. All accounts, assets, and obligations in one place.

• Accounts, cards, loans, and cash captured together
• Clear balances and trends at a glance
• Clean import and matching for bank data

Tools that fit a real household. Keep surprises private, keep each other accountable, and see who a transaction was for.

• Gift mode hides details until a date you choose
• Transaction comments and simple feedback for accountability
• Track who spent or earned the money on each entry
• Tag who it was for, including kids and pets
• Reports by person and pet so costs are clear

Your data stays between you and your spouse. No data brokers. No ad tech.

• Household keys that you control
• Private by default, no tracking
• National security grade encryption (CNSA 1.0)

Build a monthly plan, then adapt without confusion.

• Categories that match real home life
• Targets that keep both of you on track
• Adjustments that are simple and traceable
• Goals for debt and savings with the method you choose (snowball lowest balances first, avalanche highest interest first, or custom)

Plan the trip without wrecking the month.

• Trip budgets with dates and totals
• Save first, then spend with confidence
• Track travel receipts in one place
• AI budget estimates for flights, stays, and activities based on your trip plan and travel style
• Share real-time itineraries and updates with family members

Avoid big impulse decisions by running the numbers before you act. Model project financing, second homes, and rentals side by side.

• Side by side scenarios with clear assumptions and results
• Remodeling projects with scope, bids, and cash vs HELOC vs refinance
• Second home affordability, cash versus mortgage, reserves planning
• Rental models with rent, vacancy, capex, and taxes
• Cash flow, IRR, payback, and break even
• Stress tests for rates, down payments, and repairs

Know what you own, what it costs, and when it needs attention.

• Inventory with value and warranty fields
• Maintenance tasks with reminders
• Notifications that prevent costly surprises

Track the household, trusts, and LLCs without losing the plot.

• Separate entities with clean boundaries
• Inter-entity transfers that reconcile cleanly
• Consolidated financial statements
• Long-term return projections with Monte Carlo simulations
• Deterministic planning with conservative CMAs, rolling cohorts, cash-flow buckets, and spending guardrails
• Advisor fee auditing and drag analysis
• Stress tests for private market assets with sharpe ratios, sector comps, and public index comps
• Real-time valuation of private holdings with QuickBooks and Carta integrations
• Model affordability and track total cost of private aviation programs

Double-entry under the hood. Household friendly on the surface.

• Accurate postings for every transaction
• Reconcile to statements without drama
• Reports that make sense at home
• Full suite of business style financial statements for power users.